If you have ever been in an automobile accident with someone who does not have insurance, then you understand the difficulty and time it takes to obtain any kind of information about the person who hit you. What if they were just traveling through and reside in another state? That just means extra time and effort to gain back the damages you have incurred.
The Department of Motor Vehicles (“DMV”) is the agency that governs license plates, driver licenses, and in some states they also monitor insurance coverage on each vehicle that is registered in that state. The DMV records contain names, driving records, driver license numbers, license plate numbers, type of vehicle, and the name of your insurance carrier. States in which the DMV monitors insurance coverage maintain documentation that insurance is in effect. Should your insurance lapse, the DMV receives notice from your insurance carrier and will confiscate your license plate if you do not obtain new coverage within 30 days.
Driving Records
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